Emergency Medical Insurance Plans
Single Trip Medical Plan.
Provides protection against the cost of unexpected medical emergencies for individual trips. Coverage includes Virtual Emergency Medical Assistance and House Call Service for immediate access to 24/7 emergency treatment from medical professionals via virtual health care.
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Single Trip Medical Canada Plan.
Provides protection against the cost of unexpected medical for those who are travelling entirely within Canada. Coverage includes Virtual Emergency Medical Assistance and House Call Service for immediate access to 24/7 emergency treatment from medical professionals via virtual health care.
Get a Quote Compare PlansWhat's included?
Emergency medical treatment to a maximum of $5 million which includes¹:
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COVID protection2
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Hospital accommodations, lab tests, x-rays, nursing and ground ambulance
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Emergency dental expenses
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Medical repatriation
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Medical follow-up in Canada
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Reimbursements and assistance for vision care, hearing aids, pet care and kenneling
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Message centre and urgent message service
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For travel outside of Ontario: Virtual Emergency Medical Assistance and House Call Service3
Multi-Trip Medical Plan4.
Provides protection against the cost of unexpected medical emergencies for multiple individual trips of up to 4, 8, 15, 30 or 60 days each. Your Multi-Trip Medical Plan days start each time you leave Canada, but if you stay longer than the number of days you purchased, you will be required to purchase a top-up. This plan also provides unlimited coverage when you travel outside of Ontario, but stay within Canada. Coverage includes Virtual Emergency Medical Assistance and House Call Service for immediate access to 24/7 emergency treatment from medical professionals via virtual health care. When travelling in Ontario, you may access up to four virtual visits with a licensed Canadian medical doctor. When travelling internationally or elsewhere in Canada, you may access unlimited virtual visits.
Get a Quote Compare PlansWhat's included?
You receive all the benefits of single trip plan but your coverage extends for the full year. Emergency medical treatment to a maximum of $5 million includes:
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COVID protection2
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Hospital accommodations, lab tests, x-rays, nursing and ground ambulance
-
Emergency dental expenses
-
Medical repatriation
-
Medical follow-up in Canada
-
Reimbursements and assistance for vision care, hearing aids, pet care and kennelling
-
Message centre and urgent message service
-
Virtual Emergency Medical Assistance and House Call Service3
Protecting the safety of CAA travellers.
As Canadians look ahead to their future travel, we at CAA Travel Insurance5 are prepared and ready to protect them with the coverage they need to feel assured when it's safe to travel again.
CAA Travel Insurance emergency medical plans now include up to $2.5 million CAD if partially vaccinated, or up to $5 million CAD if fully vaccinated, for COVID-19 related illnesses that may occur when travelling at a time when the Canadian government has issued a related Level 3 travel advisory (i.e. Avoid non-essential travel).
While this coverage is included with no additional costs, you'll have to meet certain COVID-19 vaccination conditions to be eligible. Please click here to read the policy endorsement to make sure you meet the requirements before you travel or click here to read our full policy guide online.
What is a deductible?
You choose the amount of your deductible depending on what is convenient for you. By choosing to pay for a deductible, your travel insurance premium will be reduced. The amount of reduction depends on what level of deductible you select. A higher deductible means greater savings.